CFPB

Roadmap to Home Ownership

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Explore interest rates

Use this tool throughout your homebuying process to explore the range of mortgage interest rates you can expect to receive. See how your credit score, loan type, home price, and down payment amount can affect your rate. Knowing your options and what to expect helps ensure that you get a mortgage that is right for you. Check back often — the rates in the tool are updated every Wednesday and Friday.

Keep in mind that the interest rate is important, but not the only cost of a mortgage. Fees, pointsmortgage insurance, and closing costs all add up. Compare Loan Estimates to get the best deal.